UNI-PASS

UNI-PASS® is a program designed for medium and large companies that shows you how to save money by administering your Group Benefits plan in a new, different and better way

UNI-PASS® is a complete solution that shows you how to address the increasing cost of group benefit programs including:

Plan analysis and design
Health and Welfare Trust or an ASO plans
Stop-loss protection
Fully insured benefits
Claims administration software
On-going support

What Are the Benefits?

Cost reduction without affecting employees’ satisfaction

Low administration fees and agent commissions

Tax-deductible contributions to the Health and Welfare Trust

Both partners and employees are eligible to participate

Permanent access to claim status reports

On-going plan support

How Does the Software Application Work?

Unibenco gives the Health and Welfare Trust the software and the support required to process claims with increased efficiency and minimal cost. Claims can be submitted either by the employees or directly by physicians and dentists. Administering a network of preferred providers is also possible to further enhance your group benefits program and improve cost control.

What do you learn with UNI-PASS®?

How to analyze and design your own plan
Unibenco helps you establish your savings potential and assists you in the design of the benefits plan in accordance with your wants and needs
Unibenco works with you to prepare employee benefit booklets and design enrollment forms

How to set up a Health and Welfare Trust
Unibenco provides assistance to set up the Health and Welfare Trust and determine adequate contribution levels based on previous experience data

How to administer claims submitted to the HWT
Unibenco provides the software to process and adjudicate dental claims payable by the Health and Welfare Trust and to administer a network of preferred providers. As an option, Unibenco provides the claims adjudication service.