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  • About
  • Home
  • Group Benefits
    • Basic Benefits
    • Health Benefits
    • Dental Benefits
    • Self-administered Programs
  • Health & Travel
    • Health & Dental
    • Critical Illness
    • Travel
    • Association Health and Dental
  • Special Risks
    • Workplace
    • Golf Clubs
    • Expatriates Insurance
    • International Students
  • Synergy
  • Contact
  • About
Synergy
Synergy

If you can't cover the bills, who will?

Often our clients understand how vulnerable they and their families are if they can’t work but they aren’t prepared for the financial impact on themselves or their families if the revenue stops because of a disability, critical illness or early death.

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About Synergy

  • How it Works
  • A Synergy Example
  • Why it Works
  • Added Benefits

Synergy Benefits:

Synergy from Manulife is an affordable 3-in-1 insurance solution that provides life, disability, and critical illness coverage to help protect your family should something happen to you. By using the pool of money approach, Synergy provides solid insurance protection across three risk areas - at an affordable price, helping you protect your income, without costing too much of it.

Life

Life

Your life insurance death benefit is 100% of your available amount of insurance


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Critical Illness

Critical Illness

Your covered condition benefit amount is the lesser of 25% of the Synergy amount of insurance, and the available amount of insurance (less any Recovery Benefits)

Disability Insurance

Disability

Your monthly disability benefit amount is the lesser of 0.5% of your Synergy amount of insurance, and the available amount of insurance

A Long-term Partnership

  • Trust
  • Experience
  • Support

Unibenco is your quarterback to successfully build an insurance program that does what you want. We grow with and adapt to the evolving needs of our clients, always working in their best interest. Many of our clients have been working with Unibenco for over 10 years, and we place great value on these long-term relationships.

Founded in 2002, Unibenco is a privately owned Canadian Corporation located in Ontario. Our shareholders and directors, with over 15 years of experience, maintain the highest professional and ethical standards while pursuing the clients' objectives.

Unibenco places great emphasis on the promptness and correct execution of all tasks, supporting its clients with enthusiasm, courtesy and creativity. Unibenco is always ready to provide the required professional advice for placing insurance coverage and/or assisting in correct filing of claims.

 

Testimonials

Our vocational rehabilitation and forensic employability assessment firm has utilized the services of Unibenco’s Group Accident Program for our client’s non-WCB work experience placements since 2009. We continue to be impressed with their level of responsiveness and positive communication. There are times wherein placements are arranged with limited notice and they quickly provide coverage and all related confirmation documentation to ensure that our clients can commence their placements without delay.

Melissa Skirda BA (Hon), RRP, CVP Director of Vocational Counselling Services

I have been using Unibenco for many years. The spreadsheets are user friendly and their service, whether it be technical support or a casual question, is just an email click away. The response is immediate and clear. If you are looking for private health insurance for your employees, then I would highly recommend Unibenco.
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Sharon Rose Administrator
  
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